![]() ![]() Tip: Most insurance declarations pages do not list policy exclusions, like whether your home insurance policy covers mold. In addition, your declarations page probably includes some general instructions, like what to do after a loss. Policy term (effective and expiration dates).Here are some of the things that can be found on your dec page: What does an insurance declarations page cover?Īn insurance declarations page covers important details of your policy. If you need to file a claim or have questions about what your policy covers, you can probably find the answer by looking at the declarations page. The main purpose of a declarations page is to provide a simplified breakdown of your policy. In the event of a major loss, like damages caused by a hurricane or tornado, you will need to have those forms easy to access. Tip: When you purchase a new insurance policy, make sure to store your policy documents and dec somewhere safe. Depending on your insurance company, you might receive your declarations page as a physical hard copy or as an electronic version. The declarations page is usually included at the front of those policy documents. When you purchase any insurance policy, like auto, home or renters insurance, your insurance provider will give you a packet of policy statements and documents when your coverage takes effect. How does an insurance declarations page work? You should also know that the declarations page is sometimes referred to as the “dec,” and despite the name, it can be multiple pages in length. “The best way to think of an insurance declarations page is as the CliffsNotes for your insurance policy,” says Matt Miller, founder and chief executive officer of Embroker, a San Francisco-based digital commercial insurance company. It includes a breakdown of the most important things you need to know, like your coverage limits and policy number. What is an insurance declarations page?Īn insurance declarations page is a document that summarizes the details of your insurance policy. If you need to know your policy number, what your coverage limits are and how much your insurance costs you can check your policy’s declarations page. Your insurance declarations page is usually included in the beginning of your policy documents.Īn insurance declarations page is a one page run down of your insurance policy.Some details that can be found on the declarations page include your coverage limits, premium and instructions for claim reporting.An insurance declarations page is a simplified breakdown of your insurance policy. ![]()
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